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Frequently Asked Questions


Harbour Lakes is in the municipality of Humacao and is approximately a 45-minute drive from the Luis Muñoz Marin International Airport and San Juan.

Humacao is a municipality in Puerto Rico located in the eastern coast of the island, just south of Fajardo. It’s also part of the Greater San Juan Metropolitan Area.

Google maps location:

Palmas del Mar is a luxury resort residency that offers beautiful beaches, academic facilities for children, a variety of restaurants, an equestrian center, a world class marina, a hotel & casino, as well as various country clubs and boasts more than 46 acres.

The project was completed in 2013. All residences being sold are brand new.

Amenities at Harbour Lakes include a gated entrance, five pool areas, a spacious clubhouse with gazebo, ample green areas & lush landscaping, running and walking paths and views of the Caribbean Sea.


There are no additional HOA Harbour Lakes & Palmas del Mar costs related to short-term or long-term rental income.
Property managing companies charge between 20% to 25% commission from gross revenue, which excludes any maintenance costs.


Palmas del Mar Homeowners association has an annual cost of $875.

Harbour Lakes Homeowners monthly association cost ranges from $129 to $161, depending on the residence’s size. Currently this is the lowest HOA in all of Palmas del Mar.

All residences have 3 bedrooms, 2.5 bathrooms and balcony.
Penthouse residences include a second-floor rooftop terrace.
Residences interiors range in size from 1,529 sq. ft. to 1,897 sq. ft. (excludes outdoor or rooftop terraces)

Banks are currently offering up to 95% on first homes and 90% on second homes, subject to credit approval.
The development is already preapproved with many banks including Banco Popular, First Bank and Santander.

Harbour qualifies for 100% tax exemption on property taxes for 5 years.
After the 5 years, property tax will range from $2,000 to $2,100.

Typical Garden residence $239,000
Typical Garden residence (Bldg. 6-13) $229,000
Typical Second Floor residence $229,000
Typical Penthouse residence (Specific residences) $249,000
Typical Penthouse residence $259,000
Typical Garden - New Renovated (paint, hardware, lighting) $247,000
Typical Penthouse New Renovated (paint, hardware, lighting) $267,000

West Elm & Graig Cady residence - GR. $299,000
West Elm & Graig Cady residence - PH. $309,000
Nono Maldonado residence - Gr. $319,000
Ileana Palacios residence - PH. $329,000

Premium kitchen appliances (microwave, stove, refrigerator)
Washer & dryer combo
4 A/C Residences (2 wall-packs & 2 split residences)
1-year Palmas Athletic Club membership (2 golf courses, beach club, fitness center, and largest tennis center in the Caribbean)

Office is open Wednesday to Sunday 10:00am – 5:00pm.

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